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This is my current model that I use to cycle to work 4 days a week all year round in the UK, I cycle on the road and a cut trail sometimes. A car hit it and I believe it is now a write off. What would be a good replacement? Budget is £300ish. I would like the Pashley Pathfinder but I believe it would just get stolen and I wouldn't look after it very well so I'm hesitant to spend that much. I can use the cycle 2 work scheme.