Greetings /n/, I'm applying for a job with a major commuter railroad in the US. Obviously, I've heard of the railroad retirement act before, which (to my understanding) is an entire social security system that only applies to railroad employees and replaces federal social security benefits (the main advantage I've heard of is that if federal social security goes bankrupt somehow, which people are saying might happen because of boomers retiring, it won't affect RRA benefits because it's a completely separate system).

Anyway I'm applying to work as in-house legal counsel. I'd be an actual employee with the railroad, not just a contractor like outside counsel would be. Does that mean if I put in my 10 years I'd be vested in RRA benefits? Anything else I need to know about railroad retirement benefits as a replacement to social security?