>>1689772firstly, buying a car in cash is retarded if you can get a loan below 4-5%. The stock market returns around 6-7%, so you're just wasting all of those potential returns and pretending like you're financially literate.
Upfront bike cost is absolutely considered when economists consider the cost of transport on a bike. It sounds like you're comparing the methodology of academic literature to that of mongolian basket weaving chatrooms, lol.
>My car doesn't cost me "$X/month in depreciation", it cost me $18,000 one day three years ago. "Depreciation" isn't a real-world consideration unless you're thinking about resale value or tax writeoffs.lmao how can I make this any easier for your three braincells? $18,000/20 years = $900/year depreciation. Honestly it just sounds like you're angry at the word and don't understand the concept.
