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overly tight jeans with spandex to show off my huge legs, uniqlo heat tech tights underneath if it's cool out. I still can't justify buying any cycling specific clothing no matter how much I ride since I find this combo very comfortable. I also find if I wear any shorts my legs just rub together and get rashy, but my only shorts are fairly short running type shorts.
just a regular t shirt, long or short sleeve depending on the weather, but mostly long sleeve for sun protection, not super form fitting but not baggy either.