>>977924It's expensive, outdated, and unreliable.
SEPTA, like most things in Philly, is mostly staffed by incompetents, as a way of keeping blacks off the dole.
They routinely go on strike over everything, the trains are always out of service for some reason, where you end up taking a bus instead.
It still uses tokens, and passes if you're on regional rail. Which is a debatable negative, since the MTA is always trying to fuck me by saying my card is expired when it isn't, because they know I'm too lazy to go to the ticket booth to get them to transfer that last couple of dollars when I'm in a rush.
The staff is rude as fuck, mostly because that's how Philly in general is.
Other than that, it's not the worst.