>>1025072And I'll just continue on just a little bit because I'm not sure how many people are familiar with insurance terms like deductible or premium..
When somebody picks out car insurance they generally get to select what deductible they pay if there's a crash, you can choose a $100 deductible or maybe a $500 deductible, the $100 deductible comes with a higher monthly payment towards insurance and the one with the $500 deductible comes with a lower monthly payment towards insurance.
If I were to translate this bill into car insurance terms what this bill says is that "your car insurance deductible can't be over $35" which I mean yeah, that means if I get in a crash I'm not going to pay more than $35 to get my car fixed, but it also means my monthly payment (premium) is going to be a portion higher.
The issue is not with the health insurance business, in this specific case. The issue with this lies with how much insulin manufacturers are charging for the American market. And telling a health insurance company that they can only charge $35 to refill a prescription of insulin doesn't actually fix the issue it just makes them work this cost and the price of a premium rather than the price of the deductible.
The manufacturers who rip off the American people by charging American markets 10 times more for a quantity of insulin than they do anywhere else is what needs to be targeted that's the only thing that will make any difference, this current bill literally does nothing for anyone and absolutely nobody will see any gain or loss from it, patient, insurance, manufacturers, or otherwise
