>>592520Don't know about liners but I've got an overbag (an older model of the MEC Penguin) for my summer bag that adds a bit warmth for early fall nights (supposedly adds 10C to the bag's rating). If it's just a weekend trip that might work, but if it's for longer or if you plan on doing this regularly a winter bag is a good investment.
October in Ontario is tricky, it could be summery but I've also camped in the snow on Thanksgiving weekend.
>>592615I'm actually looking for a new (not too expensive) winter bag too, so if anyone has any suggestions maybe this can also be a fall/winter sleeping bag thread.