>>2527969That is a horrible idea and I think you should lock that money away for a long time, pretend you don't have it, and work for many years building your live in increments and keeping that money for your best years when you can retire securely.
Also sorry to hear about your dear mum. I think it's fantastic she was able to leave you with such a treasure; she could have wasted it going full Kaczynski too, but thankfully she wasn't that foolish.