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Over the past month, I've mostly ditched my bivy in favor of a dirt cheap hammock and an even cheaper tarp. I live and go /out/ in the south Florida swamp. Mostly out of laziness, instead of setting up a proper ridge line, I've just been hooking the ends of my tarp onto my carabiner and creating a weird looking cocoon. So far, it seems to keep the bugs mostly at bay and has kept me dry through 2 short thunderstorms. Is there any real downside to this? Should I be worried about heavier storms?