>>1015886buy the kayak just dont waste the money on the nice racks when you dont truly need them.
you can find portable racks for $50 or less.
youll still need a couple of pool noodles and a couple ratchet straps. pretty easy to manage on and off takes less than 5 minutes and youre good to go.
I would also suggest looking at thrift stores for a basic entry level pfd.