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Where are you going to shower? How are you going to have water, heat, ect ect.
Long term camping is for very experienced outdoorsmen. Not a tween who doesnt want to live with his mom.
Suck it the fuck up and stay at moms until you get a job. You're coming across as an absolute idiot. Nothing about your plan is feasible.
You're literally saying you want to go into debt, just to be homeless, when YOU ALREADY HAVE A PLACE TO LIVE. Just stay at your moms, sick it up, find a job 1st. You really think you're going to find a job when you're living in a tent?
I cant stress enough how bad of an idea this is. An "underground safe house?" how the fuck are you going to dig out a safe house when you cant even afford a car?
Seriously man, you're absolutely delusional. You need to reevaluate your plan, it's incomprehensibly bad.