>>1418873Now take a look at this example.
>hurricanes!Why hurricanes? Because they happen every single year and fuck up a lot of shit. From a prepping standpoint they run the gamut from "lol my banana tree blew over again" to a regional-level SHTF event that kills hundreds and displaces tens of thousands. Also I'm intimately familiar with them so it's easy to write out a realistic example.
Using our example, let's say you live in a well built brick single-family home you've taken great lengths to harden against shitty weather, you're in a small town with close friends and relatives you can trust and rely on nearby, and you're on the Front Range in Colorado. Hurricanes are a fucking nonissue to you, don't worry about them because the likelihood of you ever experiencing one is very low, and should you get shit on by fate and a hurricane DOES hit Colorado you're not looking at facing any severe hardships or suffering extensive damage to your home.
On the other hand, let's say you live in a trailer park in Dunedin, FL a 5 minute walk from the gulf, and the neighbor you keep arguing with over where his pitbull shits has a meth lab in his trailer that'll cook off when the roof collapses. You WILL get hit by a hurricane, it's inevitable. Several, in fact. Even a small one poses a serious risk to your life because you live in something about as hurricane proof as tissue paper next to a time bomb and surrounded by people likely to actively exploit your misfortune instead of helping you.
