>>1011101So...don't cover that stuff, then. Establish a standard for what does and does not merit a visit and a method of applying this standard post-visit. Someone calls for a dumb reason, gets a ride in an ambulance, gets seen in the ER, ER determines patient is fine, insurance/doctor/whoever recognizes that this meets the standard and coverage is denied.
The details would be left up to someone better qualified than me, but just to give you an idea:
>establish pool of common ailments that can be diagnosed at home/easily recognized>establish pool of non-life threatening ailments that do not merit emergency attention on their own>on-the-scene assessment of whether patient could have recognized nature and/or severity of ailment did not merit emergency attention (are they senile? young and on their own for the first time and kind of clueless? have they experienced this problem before?)Combine these three in any number of ways and you'll be like, halfway there.
OR establish a flat fine. That way grandma gets to think twice or three times about calling 911 for company, instead of an old lady who's alone and old and feeling strange and scared calling 911 for help and ending up bankrupt because her retirement savings didn't cover some hospital bills and she can't really make these kinds of decisions anymore but her kids kind of ignore her anyway which is why she called 911 instead of the pharmacy.
Jesus, we all deal with idiots, ok? And yes, some people are mollycoddled and do not see the same shit that you see. But you're just getting indignant. There are solutions to that problem, if you would stop being so sanctimonious for a second and think.