>>1040386Find out your rights. Water rights, mining rights, whether you own the soil under your property or just the first 50cm, etc.
If the stream comes out of a national park or something of the like you might even be better off heading upstream until you find black rock or sand.
Crevicing is another option. Find a spot that looks like it was once the course of the stream, find a big rock and dig out debris from as far below the rock as possible (Don't dig the rock out unless you have earthmoving equipment or a deathwish). Sluice and pan the debris from there, might even find small nuggets.