>>2326458You're already doing better than 90% of the country.
I'd really try to fit a bit more food +water into your apartment (I used to live in an apartment and we could easily fit a months food+water in the pantry and beneath the bed in the spare room) and but it's less of a priority than a fire extinguisher AND fire blanket for the house or a get-home bag for the car.
The number one prep people neglect imo is cash. Keep a good supply of money on hand in case you need to pay for gas/transport/accommodation/medical care in an emergency where downed phone lines or blackouts have shut down ATMs and credit cards. If you've spent enough time overseas you should know what its like to deal with ATMs that only get refilled once a week and are empty whenever you need money most.
Bite the bullet and pack your wife's bob. Surely you have an old pack lying around somewhere? Having it 'ready to pack' won't mean anything if your apartment catches fire next week.
Look at any improvements you can make to the security of your home. A break-in is more likely than a natural disaster or civil unrest. Even if you live in an apartment you may be able to make some improvements (Door Devil or other extended strike plate and heavy duty screws on the front door, hooks on either side of the door so you can bar it with a 2x4 if needed). Proper screws for the door hinges abd strike plate could probably be installed without even speaking to your landlord and that's all you need to make a door harder to kick down.
Leather workgloves are an underrated prep if you need to move debris off a road. N95 masks or some sort of respirator are useful in stopping you breathing the harmful particulates that accompany serious fires or building collapses.
Why would you keep the preps secret from your kids?
My wife and I plan to get them involved once we have some. Not in any way that would scare them but "how quickly can you grab your red bag and be ready to go camping" seems like a fun 'drill'.