>>2416488Alright, I'm a burger that enjoys french fries as much as the next guy but truth be told I know what you're going through and I know how much it sucks. I'm going to assume this is the first time your home has burned down and you could use some actual information rather than one more schmuck offering their sympathy.
If you are an upstanding citizen who has not experienced great personal loss beyond your control you probably haven't had to deal with insurance in any meaningful capacity before, you are now in a position where an insurance adjuster has life altering power over your immediate future.
Start collecting photos of your things as you left them and making a spreadsheet of everything you have in each room/building. In my experience an itemized document is the only way to arrive at a realistic number with insurance, so be prepared for this possibility. This should be a detailed spreadsheet, because if you list "Soldering Iron" you are giving somebody else carte blanch to reimburse you for a $5 piece of shit but if you specify it was a Weller D650 300W then you'll actually put them in a position to acknowledge that it was actually worth 15 times that much. American insurance adjusters have a list of the cheapest possible versions of common items and I'd bet my ass French ones do too. Doing this correctly is the difference between losing your home and losing your home and all your savings. This will not be a quick process, keep receipts of the hotels and other expenses you incur along the way. On a personal note, devoting time to filling out this spreadsheet probably helped me stay more sane than helplessly wondering how fucked everything was.
Assume everything is a total loss until you can confirm otherwise. When you are allowed back after the fire is put out/contained take pictures of everything there, they may help remind you of belongings you forgot about and they might save your ass if insurance really has a stick up their ass.
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