>Equestrian thread cause why not

I'm thinking about starting jumping lessons in 2 weeks. Is a protective vest all that necessary? I'm only really interested in a budget one, under $100. Perhaps a chinese knock off?

I'm 188lbs at 6ft and have a fairly athletic build, So far, I've yet to fall off a horse but when I do, I don't think i'd sustain the same type of blow as your average rider (A daintly 5ft 6in, 130lbs female)
>inb4 man of steel