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Veteran's Beach - Veteran's Park - Grand Rapids, MN
Fun fact: I lost my virginity on this beach. Also, there's a bitching, huge oak that stretches over the water that's sturdy enough to climb on and will bring you a good 10-20 feet out, and provide ample space to sit and chill out for hours.
Normally pretty secluded, big enough for the occasional fisherman to spread way out and not buy each other. Even know a guy that used to sneak in and lived there over the course of a year because he was homeless, that was a true /out/ experience. It's pretty nice, especially considering it's nestled in the center of a business district of the town.