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So would you say that it's worthwhile to have a compact "one you have with you" camera?
I have a nice full-frame DSLR, and no desire to get rid of it. But of course it is something that you need to decide you're going to bring with you, so I generally only do so when I already expect I'm going to take pictures. Do you find having a camera available for stuff that you just stumble across in everyday life is useful? The other thing worth noting is that I don't carry a smartphone, so so I really do have no means to take a photo when I'm out unless I bring my DSLR.