1. Do you have a job? Ft/pt?
2. How much/how often do you go out and shoot?
3. What type of photography?

Finding myself in a nice career where I can buy whatever gear I want without sweating too heavily. However, as the grind sets in I realize that with this nice career comes much much less time to actually use that gear.

I do primarily landscapes and my realistic time to shoot is cut down to 2 days/week + 3-4 weeks vacation. The rest can only be snapshits of food and animals and stuff.