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You decide to sell the pieces to the <span class="mu-i"><span class="mu-s">Collector</span></span>, instead of to the Smith. The smith may not learn as much now; but you can certainly pay off your debt quicker this way! Plus, who knows, this might open up a business partnership. The Collector says he will take the treasure back home to his clients; and also asks to be given first notice when a new piece of treasure is found. Later on you may find even more valuable items in the mountain, perhaps even historical or legendary artifacts that the rich and powerful will pay a pretty penny to own.
But in the meanwhile; the silver tub takes up most of your time and energy. You brought it to the local smith who has begun the process of shaving off pieces and slowly melting them down into ingots. The amount is staggering in total- the thick brimmed silver tub was exactly as valuable as you thought. This is a fortune- easily enough to buy a large fertile plot of land or even start a merchant business back in Blackwater. In fact, a humble man could probably pay to live their entire life with this amount of wealth at their back. It's a strange feeling; the golden nuggets you found on your first delve were very valuable, but only worth a few large luxuries or enough to be a nice bonus to a proper well paid tradesmen. This is a life's savings. Despite the metal being less valuable the sum total in its concentration is a magnitude more. It's true then; the deeper one goes into the dungeon the more rich and rewarding its treasures become. But the more danger as well.
The blacksmith is doing very good work for you- and also repairs your sword, your armor, and has melted down and crated a massive amount of silver for you and your party. All he asks for in return is two or three bars to help pay the way for his tools and to pay men to bring new him new, fresh forgestones. You give him a dozen. No hard feelings.
It's been a month since returning from the delve. Jon speaks to Richard for the first time after the loss of his leg; and has already had a nice prosthetic attached.
<span class="mu-b">”...Wh- What? You want to go back!? After all that's happened?”</span>
<span class="mu-g">”Of course. Your expeditions into the dungeon have made a lot of money- some of that money ought to go to the local people, wouldn't you say?”</span>
<span class="mu-b">”But... your leg...”</span>
<span class="mu-g">”So? I can still walk and fight just fine, you'll see.”</span>
<span class="mu-b">”...No offense, Richard, but I don't think that's a good idea. I won't allow you to accompany me next time. I can't risk my limited time there with someone who could be dead weight.”</span>
<span class="mu-g">”Oh? On whose authority? Did you forget whose local mystery-cult just found sacred artifacts from deep within the mountain? Who do you think the locals are going to help when I say that we should stop you from entering the newfound holy place?”</span>
<span class="mu-b">”Psshk. Fine. But you have a deathwish...”</span>