So your base modifier (ignoring the optional choices) is
+48 = 5+7+16+5+5+20 -5-5
The roll is then this:
79, or LESS a fat-fingered trading error by a distracted and careless broker results in committed funds being transferred out of your custodian account - funds you do not even have. You owe your (roll result +modifiers) * (higher digit of roll result) in ISD to exchange counterparties
80-89 The IPO is a disaster, ORGI stock tanks (roll result 1st digit + 2nd digit) % on the first day of trading. Othrigen is bombarded with investor lawsuits and allegations of wrongdoing. Investment bankers self-defenestrate in despair
90-99 The IPO is priced too close to investor demand. The stock opens flat and interest subsides. Many investors are dissatisfied and complain about Othrigen's integrity and competence.
100-149 The IPO is a modest success. The stock opens up (roll result digit sum) % and investors are all satsified and congratulate and commend Othrigen management. You gain 50 ISD * (roll result digit SUM) in funds
150 or MORE The mania for Othrigen knows no bounds. The stock opens up 10*(roll result digit sum) % in initial trading. You gain 100 ISD * (roll result digit PRODUCT) in funds. Afterwards, investment bankers, traders and market participants host a lavish orgy in celebration of ORGI market debut, featuring scantily clad erotic dancers tossing dwarfs at a spinning human dartboard.
https://nypost.com/2006/12/05/partys-over-jefferies-fined-10m/>roll 1d100 (base modifier +48)>hire investment bankers (+20, -150 ISD, 5% IPO proceeds)>hire PR firm (+5, -50 ISD)>hire lawyers (-5, -50 ISD, protect against litigation / irate investors)>greenshoe over allotment clause (-5)>favoured allocations (-5, gain future favours, illegal)>market manipulation (+10, illegal)>something else...?QM: pic related is the best cyberfuture depiction I can find for what investment bankers do