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Most toys that go above the $200 range are rarely ever actually playable. They're usually 1:6 dolls and 12" figures are pretty unwieldy. And since they're dolls, they usually use fabric and fabric on toys can be pretty fiddly, which hampers their playability too.
IF they're not dolls, then it's vehicles and playsets. $200+ vehicles in general are also unwieldy, because they're also 12"+, so it makes palying with them very hard to do. You can't zoom around a 16" tank like you could with a 5" car.
If you can treat the vehicle like a playset, like say, some 24" transport helicopter where you're loading troopers into the compartment, it can be fun.
THEN there's "super premium" toys, like diecast mecha, which frequently go over $200. That shit is rarely ever worth the money it goes for. It's basically $50-100 toys being upcharged because it's super niche, either because the company is greedy or because there's very few collectors who actually want them.
Enjoyment isn't any less or better than similar toys of that size and type. Quality is also little better, if it's better at all. Nevermind the lies that diecast is even considered a premium, when it's cheaper to produce and has less detail than high pressure injected molded plastic.
Only reason to buy "premium" shit is if it doesn't exist elsewhere.