>>5379078Adding to what the other anon said, I personally often declined help because there's a saying in my language that goes "with money friendship comes to an end".
Basically no matter how good your friendship is, if money is involved it sooner or later tends to go down.
You may offer it now, but the other person would feel guilty not to pay you back.
Then they might realize they can take advantage of it (because some people can't stop when it comes to money) and it's a slippery slope from then on.
Or they start feeling incredible bad about owing you money, or they feel attacked by your offers and might think you just want to flaunt your money etc.
Money is difficult.