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As a rule of thumb I treat myself to one to three non necessary items a paycheck: toys, games, shit for my yard/house.
Used to blow 80% of a paycheck on figures and games. I guess it's easier for me since I have so many already - at this point it's like I have to look to find something I -really- want, but if I come across something randomly and am like "shit, I would genuinely like to own that" then it is usually one of the couple of things I treat myself to a month.
You eventually learn to know what you will and won't regret buying. I also think purging myself of 70% of my video game collection made me a lot less retarded/materialistic. I'm also in my 30s and engaged so idk, that kinda stuff makes you want to rather spend the extra pocket money on things you'll remember and share with another human being rather than bullshit on a shelf that you plan to melt down posthumously into a plastic SHF branded coffin.