>>5974781I've seen it done good both ways. All depends on what you want the cloth to do.
Cloth done well:
Star Wars Black Series Kylo Ren(hood/tunic),
Boba Fett(little cape over shoulder),
Obi Wan (part of his robe that hangs below the belt)
Yoda (full robe).
Cloth done meh/bad: SWBS
Vader (fabric on the torso is good, cape is OK in person but its a little clumpy in pictures),
Palpatine (his full robe is only convincing from a few angles/poses and is not a great likeness).
Marvel Legends: Reed Richards with lab coat, Gambit with tranchcoat, Beast with labcoat. All three suffer from having cloth with a low thread count that make it look bulky and unconvincing.