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As prices rise you need to venture out. I can't buy graded anymore (well I can but I'd rather have 20 tag team cards than a psa 9 dragonite). And at this point you buy raw and grade later so you won't be out money. Cards might crash soon especially modern but guess what. In ten years time all the tag teams and shinings and amazing rares will be sought after just like gold stars, crystals, neo shinings. And nowadays you see ex cards gaining traction where a whole PSA 10 set of ex is over six digits (granted there's a shit ton of ex cards). Dont stop collecting and let prices get you down.