>>22200596I'm going to give props on the swimsuit design, also the use of Pokémon Art Academy.
When handling underwater backgrounds, you should try starting off with one solid color for the background, then you add your other strokes horizontally alternating between light and dark values (must be various shades of blue or green. Don't use white).
Granted, I haven't played Art Academy beyond the original so I can't really get in depth about what tools to use.