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Glitch is real - if you play swellshit digital release and your card is formated to ExFat (standard from box format for cards), it can corrupt data on it.
On brighter(?) side it's not fault of gf directly - switch uses faulty ex fat drivers at its the victim. Other games had similiar problems but got patched to avoid it. Now it's actualy gf's fault that they did not patched it in SwSh yet, tho.