>>47293131I've barely played any RPGs where you need money to get an item to complete the story, and in virtually every case there's also another option of getting the same item or bypassing it. Also, in either case you're still getting something in return for the money while being given the context and knowledge in advance you'd need to give it away.
Meanwhile, here you have your money taken with no option of bypassing it, get nothing in return, and you're given no warning in advance this random building would rape you for entering it. Not having any money to "bypass" this is retarded since no one will just happen to have no fucking money at all at this point in the game, and storing it is something you'd only know how to do if you looked up this bullshit in advance.