>>10638490You're not alone, just chill it won't really matter soon.
>>10638564Oftentimes it's not the $5 it's the attitude of cutting ALL of your expenditures in emergencies that is very much necessary. Cancelling memberships is just committing to it fully.
There's myriad of reasons you can find yourself short on money: legal trouble, health, a goddamn rotten plumbing can do you in dozens of thousands of $ in repairs.