>>48746904Commission your friends and start of small and humble. You can't own a Ferrari as your first. Might as well spend the money on someone who cares that you trust.
Chances are, you'll constantly want-to/actually-do constant overhauls and rehashes of your look. Soooo settle for less? Upgrade as you go. The best look is self-made if not a gift or collaborative effort, it means more.
You'll feel it.
pic related: 40~80$ tweaks to VRoid presets spent total.
tl;dr aim for something you can afford/handle, for now.