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I don't think Kiara missed that many plot points.
The only part where she went full retard was the situation with 4 armed dudes. She shouldn't even be trying to enter the house through the front door after Vic disappeared.
And seriously 1 die in stealth is almost suicidal in tabletop games. No matter the system or setting you usually spend more time sneaking than fighting.
Maybe she thought she can just fight anything and win like it's a video game.