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Based on the last thread, why are so many Hololive anons oblivious to how to properly use credit cards?
>Why can't you trust yourself to pay off debt?
>Why don't you take advantage of the various incentives they provide in the form of discounts, credits on other services, reward points?
>Why aren't you building your credit score and lines of credit?
>Do you all realize credit score is an effective measure of your quality of life and life expectancy?