>>95145142That number is extrapolated out of weird skewed data based on a highly misleading "average savings account balance" number that doesn't take into account people who keep a majority of their money in a fund, or a brokerage account, or in cash, or how many accounts people open and never use just to get the one time promotional benefits. The actual number of people who can't afford a $400 emergency payment is noticeably lower than the estimate, although it isn't like a crazy margin of error. The debt numbers are also insanely skewed by people with bad credit scores that have like a hundred credit cards, in actuality less of the population is in credit card debt than they tell you, but the people who are really in debt are like REALLY in debt.
