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For any vtubers with a crappy laptop and not a lot of spending money I suggest buying a refurbished Xbox one instead of a $1,000 gaming PC.
The Xbox one can play modern games at a fraction of the cost. Also rebelearthsky is there so you can collab with rebelearthsky. Use your laptop for your model streaming and stream your game through the Xbox.
There's a few ways to do this but the cheapest way would probably be to make a unaffiliated account on twitch to broadcast your gameplay and then while live streaming on YouTube open up that twitch broadcast in a window and pretend your laptop is somehow playing and broadcasting that game and streaming at the same time.
I think distribution of the number crunching can ease the burden of existing for a older laptop.
Make new friends but keep the old one is silver and the others gold.