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Honk should add taxes and charities.
Every month we would pay 60% of our cash not spent + 30% of the last 4 divvies of our coins minus the total amount of dollars we lost(red before adjustment).
you can make donations to charities made by players to reduce taxes, these charities give different reductions depending of the amount of cash that the founding player of the charity spent to create and maintain(monthly fee) the charity, better charities allow the founder to take back some of the cash that players give to the charity, the more a charity receive donations in a month the less reduction it gives to new donators forcing players to use multiple charities to avoid diminishing returns.
Charities could also be able to accept coins in mass, here's how it would work.
Charities have a set ambassador and can only take coins of their ambassador. ex : Miko charities can only be given Mikoins
You can only give coins to charities once a day(or maybe even once a week).
You can give an unlimited amount at once.
The market price doesn't change (they aren't sold, they are donated)
The price of a coin at the moment of the mass-donation is what determinates how much a donation is worth.
Let's suppose that you own 3000 Watame and today she moon'd, her price go up by tenfold. You can't sell that many Watame and tomorrow she is going to go back to her normal price, well you can just donate 2800 Watame to the Use-a-Deo Foundation and not care about taxes for the next 6 months !
Donating to a charity would give a general tax reduction and also a more specialized tax reduction toward the ambassador of the foundation. ex : if you own 50M and you donate 1M toward Suisei's make a wish foundation you would get 10% tax reduction on unspent cash, 5% tax reduction on non-Suisei divvies and 15% on Suisei's div tax.
If your donation give you a bigger reduction than what you are supposed to pay in taxes, the reduction will be applied the following month.
Very poor players should have a small business tax reduction to avoid making the gap between ultra rich and new players too big.