>>99891083I cannot afford the co-payment for my insurance if anything happens to me. Every paycheck I basically lose money to pay for insurance I can't even use. The government hasn't even started garnishing my checks for student loans I took out for an art school that eventually got fined and abolished for scamming their students financially. And I suck at art. I am a failure of a human in almost every single way.
If anyone tells you there's always a chance to recover, they are lying to you or haven't ever experienced truly catastrophic failure that follows them the rest of their life. Avoid those catastrophic failures. You will not survive them in any meaningful way.
