>>15238250>>15238345>>15238479Subaru's house burned down and she did multiple part-time jobs to support her family in addition to school, even after starting Hololive (she stopped after a while, once Hololive provided enough income on its own).
Given Japan's history with compensated dating, I'm sure that she was aware of the possibility, and with her family having fallen on hard times, plus her being in the right age bracket for compensated dating, the possibility must've occurred to her. Just spend an evening with a dirty old man of a zaibatsu manager, endure his exploring hands in exchange for something to support your family with...
... and then she saw the Hololive auditions and decided to do that instead.
Yagoo saved Subaru from a life of letting dirty old men touch and eventually use her, giving us the Subaru we all love instead.
Maybe.