>>51309965>Is Kiara blowing through that SC money lately? Is that why she'd be concerned?Nah, she still earns more than she spends, given that her total annual Holo income is something in the low six-figgy range and her biggest expenses (rent, trips/vacations, song projects etc.) are five-figures at worst. So she's likely still building up positive net wealth.
The issue is probably not one of her currently spending more than she earns, but more just some general dread sense of "this job (and most importantly, this income) won't last forever, this is probably my peak period and the most I'll ever earn in my life, and in a few years it could all go to shit and lost if I don't start getting serious about planning my nest egg now...". She has expressed similar "doomer" sentiments before sometimes, and some real talk with a concerned friend got her to give the issue renewed attention now.
>Makes me laugh that she got a male financial advisor and they're way better than the last one. Who would have guessed?Idk, she just said the last advisor was "annoying", so her issue seems less about financial competence (not like she could judge that anyways) but more about personal chemistry or "vibes", as the kids call it. But yeah from what little she told, the advice so far doesn't seem too bad, if a little generic: don't invest in rental real estate if you don't know what you're doing because it's more work than it looks like from the outside (and sure, you can delegate it to a manager, but they'll want to get paid too, so it cuts further into your profitability), rather just invest in stocks buy&hold (I hope he actually meant diversified index funds) and just let the market grow it for you over the long term, and buy yourself your own property to live there and stop making some other landlord richer.
