>>80834034You might be joking but I'll answer seriously for once. There's different schools of thought and it also depends on where you live (safety nets, cost of living etc). I might be a tad bit conservative, but I go for an easily accessible buffer of 3 months of net salary. This can, in my case, be used to survive (food+rent) for about 5-6 months without cutting to much on quality of life. It also insulates you if you have shit happen and you need cash fast. Anything above that goes into investments of different kinds.
Other school of though go more on the lean, 1-2 months of living costs(rent+food) and the rest into investments.
Or have nothing and just yolo, if you have the rabbit's luck.