This song has been stuck in my head for at least ten years. I've tried checking my Youtube history across several different accounts, asking in the threads I first heard it, etc. nothing works.

Picrel (or something very similar to it) was the background. The lyrics were roughly something like:
>I found my love or did you find me (?)
>I ain't got a car or money
>My love
It was sort of slow and sad.