>>2025117this is one of those things that is no longer debated. pic is from the Schwinn 1973 catalog, and Schwinn was a normie brand.
your body just isn't used to it. try doing the adjustment like pic, see how it feels, then lower the saddle and maybe raise the bars a little if you can until it feels only somewhat awkward and assimilate to that. then after you acclimate, revisit the proper adjustment.
when riding this way and you come to a stop, you need to either dismount, or stay seated with one foot on the pedal and lean over to put the other foot on the ground.
another way is to pull up to a street sign or tree and remain seated and just grab onto it