>>2706374>how is 5 retarded? Are you black or something?Tell me you've never run a business without telling me you've never run a business. Even strictly talking about personal expenses, living in a tent and eating beans because you're scared of a mortgage is fucking stupid. Borrowing for large assets, especially in current year where interest rates are outpaced by inflation, makes sense. You must have missed the part of my post that says "within reason." Racking up credit card debt because you're a dumb nigger is not the same thing as taking out loans on a big expense to keep more capital liquid.
