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Hammocks have been the most convinient for me back when i was broke.
Have a 30$ amazon one with a bug net I've used for years. I fell off trying to piss out the side and ripped through the mosquito net once and bought another.
Had an inflatable sleeping pad that could slip off, but i would just fix it and go back to sleep. Usually I'd wake up from cold if it slips off before it becomes a bigger issue.
I'd keep a 40F rated bag, wool blanket and cover my feet with the wool overshirt.
D&d tarp if I'm in the mountains. Just the built in net if it's dry. Super comfy hiking alone.