>>1223888Exactly. Because they're undisciplined fucks that can't resist the temptation of buying something if they have the ability to, even if they end up paying 15% interest for years and they didn't even really like it when they got home.
But these same people are essentially subsidizing the reward programs. I basically use my card no different than a debit card, and so do most people with two raisins inside their head to rub together
