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>be neet
>open high limit cards/lines of credit
>since you dont have a job, just lie and print out fake documents
>dont have them created all at one time, space them out
>once you get the card start spending
>you dont actually have to pay, just let it get sent to collections
>the debt agencies and card companies cannot do anything like press charges since you have zero assets to your name
>just declare bankruptcy to reset once you are done
>there will always be someone to lend you money since they make money off the interest.
>lenders dont really care if you pay it back, they just want to report to their boss that they helped x many people with starting a new loan
>i am not a law licensed professional or financial advisor, and taking this fanfiction is considered theft of intellectual works
Basically, i am banging thick latina vtubers and you are fucking stupid.