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Unless I'm missing something then these complaints feel jumbled and inconsistent. Like you want Mori to keep overworking herself (only on Hololive stuff) to encourage channel growth...but not have it be about money. Even though she's a professional musical artist and any releases means money for her, for UMG, and for Cover. Even her streaming more means more money.
Her taking a break, à la Ina, might allow her to reset some stuff in her life, if she takes that time to really work things out, but it's not going to help growth.
At this point I think things which will help her are: Finishing the MV to solve that stress, being proud of the album release, letting that be the last music for a bit so she can build up new ideas, streaming more going into the new year, finishing her house, and getting her cat so she has something she is responsible for and so she cannot just fly away to every offer.