>>2479217Anon. If I take my money and put it all into SPY or something similar. It WILL go up. You COULD say there is a gamble but that gamble is whether or not the ENTIRE market and every business on the market collapses for all eternity and never reopens. Losing the gamble means that your money is literally toilet paper. That is the gamble.
So yes technically it is a gamble but the bet is "Will the 500 (or however many business are in the fund) biggest businesses on the market ALL go out of business at the same time beginning a Dark Age where everyone's money literally becomes worthless overnight." or will the market bounce back and continue to rise as it has since it was created.
If you are right you will make money with compounding interest as long as you don't pull it out regardless of when you invested and if you are wrong it doesn't matter because everyone else is in the same boat as you and that money was going to be worthless anyway.
This is why it is not a gamble because winning is so easy just put the money in and do nothing while losing literally requires an event so massive you'll probably only want 1 bullet anyway.
>>2479497Basically this and even then low return is still something like 7% per year with compounding interest. If you buy a good it will depreciate in value and bank accounts only give at best 2% interest. Holding money is 0% returns. Gold and Silver are rocks also good luck ever actually selling them for market value. Keep in mind that inflation is 3%.
So say you have $100 and you keep it in your pocket in 10 years that $100 will only be worth $70 in value.
In a bank account for the same time and it will be worth $90 in value.
If you put it in $SPY or something similar that $100 will be worth $140+whatever compounding interest bought you with the dividends.
