>>16658770I did everything "right". Paid my balances in full for up to 14 years on one of those cards. Took my high-school "how to adult 101" teacher's advice to heart 110%. Never closed accounts I didn't use anymore, because unused available credit is "good" - just cut the cards up and ignored the accounts. Even carried a negative balance sometimes from paying in full and then maybe returning something or receiving some other kind of credit. Had 800+ credit score.
I don't think I could get one of those rip-off "rent to own" furniture stores to extend credit at this point.